FDIC-Insured - Backed by the full faith and credit of the U.S. GovernmentDeposit Accounts
| Product | Minimum Average Daily Balance | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield (APY)* | Fixed Rate or Variable Rate *** |
|---|---|---|---|---|---|
Product Checking | Minimum Average Daily Balance N/A | Minimum Opening Deposit $100.00 | Interest Rate N/A | Annual Percentage Yield (APY)* N/A | Fixed Rate or Variable Rate *** N/A |
Product NOW Checking | Minimum Average Daily Balance $1,000.00 | Minimum Opening Deposit $1,000.00 | Interest Rate 0.90% | Annual Percentage Yield (APY)* 0.90% | Fixed Rate or Variable Rate *** Variable |
Product WOW Business Checking | Minimum Average Daily Balance - | Minimum Opening Deposit $100.00 | Interest Rate - | Annual Percentage Yield (APY)* - | Fixed Rate or Variable Rate *** - |
Product Tier 1: signature debit card trans under $1,000 | Minimum Average Daily Balance N/A | Minimum Opening Deposit - | Interest Rate 0.00% | Annual Percentage Yield (APY)* 0.00% | Fixed Rate or Variable Rate *** Variable |
Product Tier 2: signature debit card trans $1,000 - $4,999.99 | Minimum Average Daily Balance N/A | Minimum Opening Deposit - | Interest Rate 0.45% | Annual Percentage Yield (APY)* 0.45% | Fixed Rate or Variable Rate *** Variable |
Product Tier 3: signature debit card trans $5,000 and over | Minimum Average Daily Balance N/A | Minimum Opening Deposit - | Interest Rate 1.20% | Annual Percentage Yield (APY)* 1.21% | Fixed Rate or Variable Rate *** Variable |
Product Savings | Minimum Average Daily Balance $100.00** | Minimum Opening Deposit $100.00 | Interest Rate 1.00% | Annual Percentage Yield (APY)* 1.00% | Fixed Rate or Variable Rate *** Variable |
Product Money Market | Minimum Average Daily Balance $5,000.00 | Minimum Opening Deposit $5,000.00 | Interest Rate 1.25% | Annual Percentage Yield (APY)* 1.26% | Fixed Rate or Variable Rate *** Variable |
Product Individuals 17 and under or Non-Profit | Minimum Average Daily Balance $1,000.00 | Minimum Opening Deposit $1,000.00 | Interest Rate 1.25% | Annual Percentage Yield (APY)* 1.26% | Fixed Rate or Variable Rate *** Variable |
Product Swell Money Market | Minimum Average Daily Balance $100,000.00 | Minimum Opening Deposit $100,000.00 | Interest Rate 2.00% | Annual Percentage Yield (APY)* 2.02% | Fixed Rate or Variable Rate *** Variable |
Product Health Savings | Minimum Average Daily Balance $100.00 | Minimum Opening Deposit $100.00 | Interest Rate 1.00% | Annual Percentage Yield (APY)* 1.00% | Fixed Rate or Variable Rate *** Variable |
Product Health Money Market | Minimum Average Daily Balance $1,000.00 | Minimum Opening Deposit $1,000.00 | Interest Rate 1.25% | Annual Percentage Yield (APY)* 1.26% | Fixed Rate or Variable Rate *** Variable |