Account Products


Deposit Accounts Last Updated: Sunday July 21st, 2024

Product Minimum Average Daily Balance Interest Rate Annual Percentage Yield (APY) Fixed Rate or Variable Rate **
Checking $100.00 N/A N/A N/A
NOW Checking $1,000.00 0.90% 0.90%* Variable
WOW Business Checking - - - -
Tier 1: signature debit card trans under $1,000 N/A 0.00% 0.00% Variable
Tier 2: signature debit card trans $1,000 - $4,999.99 N/A 0.65% 0.65% Variable
Tier 3: signature debit card trans $5,000 and over N/A 1.40% 1.41% Variable
Savings $100.00 1.10% 1.10%* Variable
Money Market $5,000.00 1.75% 1.76%* Variable
Individuals 17 and under or Non-Profit $1,000.00 1.75% 1.76%* Variable
Swell Money Market $100,000.00 2.75% 2.78%* Variable
Health Savings $100.00 1.10% 1.10%* Variable
Health Money Market $1,000.00 1.75% 1.76%* Variable

* You must maintain the minimum average daily balance for the statement cycle to obtain the disclosed annual percentage yield.

** Variable rates may change after the account is opened.

Full disclosure of all products provided at time of account opening or upon request.

Fees could reduce the earnings on the account.

 

CD/IRA Accounts Last Updated: Sunday July 21st, 2024

Product Minimum Opening Balance Opening BalanceInterest Will Be Credited Interest Rate Annual Percentage Yield (APY) Fixed Rate or Variable Rate***
3 mo Certificate of Deposit $1,000.00 Under $10,000 At Maturity 1.00%

1.00%

Fixed
3 mo Certificate of Deposit $1,000.00 $10,000 or above Monthly 1.00% 1.00% Fixed
6 mo Certificate of Deposit $1,000.00 Under $10,000 At Maturity 2.85% 2.87% Fixed
6 mo Certificate of Deposit $1,000.00 $10,000 or above Monthly 2.85% 2.89% Fixed
12 mo Certificate of Deposit $500.00 Under $10,000 At Maturity 3.65% 3.65% Fixed
12 mo Certificate of Deposit $500.00 $10,000 or above Monthly 3.65% 3.71% Fixed
24 mo Certificate of Deposit $500.00 Under $10,000 Annually 3.85% 3.85% Fixed
24 mo Certificate of Deposit $500.00 $10,000 or above Monthly 3.85% 3.92% Fixed
36 mo Certificate of Deposit $500.00 Under $10,000 Annually 5.00% 5.00% Fixed
36 mo Certificate of Deposit $500.00 $10,000 or above Monthly 5.00% 5.12% Fixed
60 mo Certificate of Deposit $500.00 Under $10,000 Annually 4.50% 4.50% Fixed
60 mo Certificate of Deposit $500.00 $10,000 or above Monthly 4.50% 4.59% Fixed
Classic IRA
18 mo Certificate of Deposit
(No longer available for new accounts)
$500.00

no

Quarterly 4.35% 4.42% Variable
18 mo Variable Rate IRA
18 mo Certificate of Deposit
$500.00

no

Quarterly 5.20% 5.30% Variable

*** Variable rates may change after the account is opened.

A penalty may be imposed for early withdrawal.

Full disclosure of all products provided at time of account opening or upon request.

Fees could reduce the earnings on the account.