Account Products


Deposit Accounts Last Updated: Friday July 1st, 2022

Product Minimum Average Daily Balance Monthly Service Charge Interest Rate Annual Percentage Yield (APY) Fixed Rate or Variable Rate ***
Checking $100.00 $10.00* N/A N/A N/A
NOW Checking $1,000.00 $15.00* 0.25% 0.25% Variable
Savings $100.00** N/A 0.20% 0.20% Variable
Money Market $5,000.00 $15.00* 0.45% 0.45% Variable
Individuals 17 and under or Non-Profit $1,000.00 $10.00* 0.45% 0.45% Variable
Swell Money Market $100,000.00 $75.00* 0.60% 0.60% Variable
Health Savings $100.00 N/A 0.20% 0.20% Variable
Health Money Market $1,000.00 $10.00* 0.45% 0.45% Variable

* Service charge only applicable if minimum average daily balance not maintained.

**Minimum average daily balances not applicable to accounts held by individuals 17 and under.

*** Variable rates may change after the account is opened.

Full disclosure of all products provided at time of account opening or upon request.

Fees could reduce the earnings on the account.

 

CD/IRA Accounts Last Updated: Friday July 1st, 2022

Product Minimum Opening Balance Opening BalanceInterest Will Be Credited Interest Rate Annual Percentage Yield (APY) Fixed Rate or Variable Rate***
3 mo Certificate of Deposit $1,000.00 Under $10,000 At Maturity 0.20%

0.20%

Fixed
3 mo Certificate of Deposit $1,000.00 $10,000 or above Monthly 0.20% 0.20% Fixed
6 mo Certificate of Deposit $1,000.00 Under $10,000 At Maturity 0.30% 0.30% Fixed
6 mo Certificate of Deposit $1,000.00 $10,000 or above Monthly 0.30% 0.30% Fixed
12 mo Certificate of Deposit $500.00 Under $10,000 At Maturity 0.40% 0.40% Fixed
12 mo Certificate of Deposit $500.00 $10,000 or above Monthly 0.40% 0.40% Fixed
24 mo Certificate of Deposit $500.00 Under $10,000 At Maturity 0.50% 0.50% Fixed
24 mo Certificate of Deposit $500.00 $10,000 or above Monthly 0.50% 0.50% Fixed
36 mo Certificate of Deposit $500.00 Under $10,000 At Maturity 0.65% 0.65% Fixed
36 mo Certificate of Deposit $500.00 $10,000 or above Monthly 0.65% 0.65% Fixed
60 mo Certificate of Deposit $500.00 Under $10,000 At Maturity 1.10% 1.10% Fixed
60 mo Certificate of Deposit $500.00 $10,000 or above Monthly 1.10% 1.10% Fixed
Classic IRA
18 mo Certificate of Deposit
(No longer available for new accounts)
$500.00

no

Quarterly 2.00% 2.02% Variable
18 mo Variable Rate IRA
18 mo Certificate of Deposit
$500.00

no

Quarterly 1.00% 1.00% Variable

*** Variable rates may change after the account is opened.

A penalty may be imposed for early withdrawal.

Full disclosure of all products provided at time of account opening or upon request.

Fees could reduce the earnings on the account.