FDIC-Insured - Backed by the full faith and credit of the U.S. GovernmentCD/IRA Accounts
| Product | Minimum Opening Balance | Opening Balance | Interest Will Be Credited | Interest Rate | Annual Percentage Yield (APY) | Fixed Rate or Variable Rate*** |
|---|---|---|---|---|---|---|
Product CD ACCOUNTS | ||||||
Product 3 mo Certificate of Deposit | Minimum Opening Balance $1,000.00 | Opening Balance Under $10,000 | Interest Will Be Credited At Maturity | Interest Rate 0.80% | Annual Percentage Yield (APY) 0.80% | Fixed Rate or Variable Rate*** Fixed |
Product 3 mo Certificate of Deposit | Minimum Opening Balance $1,000.00 | Opening Balance $10,000 or above | Interest Will Be Credited Monthly | Interest Rate 0.80% | Annual Percentage Yield (APY) 0.80% | Fixed Rate or Variable Rate*** Fixed |
Product 6 mo Certificate of Deposit | Minimum Opening Balance $1,000.00 | Opening Balance Under $10,000 | Interest Will Be Credited At Maturity | Interest Rate 3.40% | Annual Percentage Yield (APY) 3.43% | Fixed Rate or Variable Rate*** Fixed |
Product 6 mo Certificate of Deposit | Minimum Opening Balance $1,000.00 | Opening Balance $10,000 or above | Interest Will Be Credited Monthly | Interest Rate 3.40% | Annual Percentage Yield (APY) 3.45% | Fixed Rate or Variable Rate*** Fixed |
Product 12 mo Certificate of Deposit | Minimum Opening Balance $500.00 | Opening Balance Under $10,000 | Interest Will Be Credited At Maturity | Interest Rate 3.95% | Annual Percentage Yield (APY) 3.95% | Fixed Rate or Variable Rate*** Fixed |
Product 12 mo Certificate of Deposit | Minimum Opening Balance $500.00 | Opening Balance $10,000 or above | Interest Will Be Credited Monthly | Interest Rate 3.95% | Annual Percentage Yield (APY) 4.02% | Fixed Rate or Variable Rate*** Fixed |
Product 24 mo Certificate of Deposit | Minimum Opening Balance $500.00 | Opening Balance Under $10,000 | Interest Will Be Credited Annually | Interest Rate 4.05% | Annual Percentage Yield (APY) 4.05% | Fixed Rate or Variable Rate*** Fixed |
Product 24 mo Certificate of Deposit | Minimum Opening Balance $500.00 | Opening Balance $10,000 or above | Interest Will Be Credited Monthly | Interest Rate 4.05% | Annual Percentage Yield (APY) 4.13% | Fixed Rate or Variable Rate*** Fixed |
Product 36 mo Certificate of Deposit | Minimum Opening Balance $500.00 | Opening Balance Under $10,000 | Interest Will Be Credited Annually | Interest Rate 4.30% | Annual Percentage Yield (APY) 4.30% | Fixed Rate or Variable Rate*** Fixed |
Product 36 mo Certificate of Deposit | Minimum Opening Balance $500.00 | Opening Balance $10,000 or above | Interest Will Be Credited Monthly | Interest Rate 4.30% | Annual Percentage Yield (APY) 4.39% | Fixed Rate or Variable Rate*** Fixed |
Product 60 mo Certificate of Deposit | Minimum Opening Balance $500.00 | Opening Balance Under $10,000 | Interest Will Be Credited Annually | Interest Rate 4.45% | Annual Percentage Yield (APY) 4.45% | Fixed Rate or Variable Rate*** Fixed |
Product 60 mo Certificate of Deposit | Minimum Opening Balance $500.00 | Opening Balance $10,000 or above | Interest Will Be Credited Monthly | Interest Rate 4.45% | Annual Percentage Yield (APY) 4.54% | Fixed Rate or Variable Rate*** Fixed |
Product IRA ACCOUNTS | ||||||
Product Classic IRA 18 mo Certificate of Deposit (No longer available for new accounts) | Minimum Opening Balance $500.00 | Opening Balance no | Interest Will Be Credited Quarterly | Interest Rate 4.10% | Annual Percentage Yield (APY) 4.16% | Fixed Rate or Variable Rate*** Variable |
Product 18 mo Variable Rate IRA 18 mo Certificate of Deposit | Minimum Opening Balance $500.00 | Opening Balance no | Interest Will Be Credited Quarterly | Interest Rate 4.75% | Annual Percentage Yield (APY) 4.84% | Fixed Rate or Variable Rate*** Variable |