Personal Checking

Personal

Banking

Keep it Simple or Expand Your Benefits.

State Bank of Newburg offers two different checking products. Whether you are looking to keep it simple or expand your benefits, both our checking products can help you.

ProductMinimum Average Daily BalanceInterest RateAnnual Percentage Yield (APY)Monthly Service ChargeFixed Rate or Variable Rate

Checking


$100.00


N/A


N/A


$5.00*


N/A


NOW Checking


$500.00


0.20%


0.20%


$10.00*


Variable


Savings


$100.00**


0.20%


0.20%


N/A


Variable


Money Market


$1,000.00


0.22%


0.22%


$10.00*


Variable


Swell Money Market


$100,000.00


0.35%


0.35%


$75.00*


Variable


Health Savings


$100.00


0.20%


0.20%


N/A


Variable


Health Money Market


$1,000.00


0.22%


0.22%


$10.00*


Variable

* Service charge only applicable if minimum average daily balance not maintained.
**Minimum average daily balances not applicable to accounts held by individuals 17 and under.
Variable rates may change after the account is opened.
Annual percentage yield is accurate as of 4/7/2020.
Fees could reduce the earnings on the accounts.

Full disclosures of all products provided at time of account opening or upon request.